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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,652 | $181,896-36.4% | $156,551-26.1% | $273,972-57.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -0.39% | 30.74%-31.1pp | 32.23%-32.6pp | 41.46%-41.8pp |
| Employer contribution / active EE | $20,675 | $6,248+230.9% | $5,501+275.8% | $4,869+324.6% |
| Participant deferral / active EE | $15,600 | $5,550+181.1% | $4,871+220.3% | $5,287+195.1% |
| Admin fee / account holder | $328 | $15,560-97.9% | $13,028-97.5% | $10,133-96.8% |