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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,124 | $106,864-39.1% | $147,318-55.8% | $82,637-21.2% |
| Participation rate | 86.1% | 75.5%+10.6pp | 82.1%+4.0pp | 68.1%+18.1pp |
| Annual return | -7.03% | 27.49%-34.5pp | 70.43%-77.5pp | 53.51%-60.5pp |
| Employer contribution / active EE | $7,255 | $3,417+112.3% | $4,593+58.0% | $2,552+184.3% |
| Participant deferral / active EE | $9,782 | $6,496+50.6% | $7,906+23.7% | $4,126+137.1% |
| Admin fee / account holder | $1,781 | $8,415-78.8% | $13,708-87.0% | $7,339-75.7% |