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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,246 | $69,977+59.0% | $108,582+2.5% | $62,881+76.9% |
| Participation rate | 60.5% | 72.9%-12.4pp | 79.6%-19.0pp | 69.3%-8.8pp |
| Annual return | 12.33% | 10.73%+1.6pp | -51.70%+64.0pp | 20.14%-7.8pp |
| Employer contribution / active EE | $769 | $2,135-64.0% | $3,758-79.5% | $2,281-66.3% |
| Participant deferral / active EE | $8,440 | $3,165+166.7% | $4,311+95.8% | $3,203+163.5% |
| Admin fee / account holder | $4,694 | $5,076-7.5% | $7,645-38.6% | $4,296+9.3% |