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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,315 | $56,544-65.8% | $75,501-74.4% | $70,126-72.5% |
| Participation rate | 46.7% | 68.1%-21.4pp | 72.4%-25.6pp | 69.5%-22.8pp |
| Annual return | 12.25% | 23.59%-11.3pp | 27.35%-15.1pp | 73.15%-60.9pp |
| Employer contribution / active EE | $573 | $1,817-68.5% | $2,352-75.6% | $2,343-75.5% |
| Participant deferral / active EE | $1,191 | $2,580-53.8% | $3,142-62.1% | $3,332-64.3% |
| Admin fee / account holder | $250 | $3,827-93.5% | $5,801-95.7% | $4,645-94.6% |