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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,823 | $165,381-28.2% | $149,730-20.6% | $158,966-25.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.67% | 348.29%-331.6pp | 276.70%-260.0pp | 302.95%-286.3pp |
| Employer contribution / active EE | $4,312 | $5,104-15.5% | $4,645-7.2% | $4,762-9.5% |
| Participant deferral / active EE | $14,203 | $7,182+97.8% | $6,843+107.6% | $5,983+137.4% |
| Admin fee / account holder | $326 | $10,809-97.0% | $9,310-96.5% | $11,250-97.1% |