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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,336 | $110,551-82.5% | $80,741-76.1% | $167,536-88.5% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 15.24% | 120.57%-105.3pp | 87.30%-72.1pp | 478.82%-463.6pp |
| Employer contribution / active EE | $3,030 | $1,543+96.4% | $1,160+161.2% | $4,839-37.4% |
| Participant deferral / active EE | $2,000 | $2,870-30.3% | $2,145-6.8% | $6,342-68.5% |
| Admin fee / account holder | $854 | $4,547-81.2% | $3,380-74.7% | $12,315-93.1% |