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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,006 | $104,251+13.2% | $91,004+29.7% | $147,586-20.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 19.20% | 27.06%-7.9pp | 4.60%+14.6pp | 578.59%-559.4pp |
| Employer contribution / active EE | $5,172 | $3,116+66.0% | $2,456+110.6% | $4,876+6.1% |
| Participant deferral / active EE | $11,074 | $4,195+164.0% | $3,548+212.2% | $5,439+103.6% |
| Admin fee / account holder | $1,453 | $8,948-83.8% | $5,417-73.2% | $10,886-86.7% |