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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$66,988 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,665 | $129,227+8.1% | $184,260-24.2% | $77,736+79.7% |
| Participation rate | 97.9% | 87.4%+10.6pp | 86.8%+11.1pp | 70.6%+27.4pp |
| Annual return | 16.01% | 33.24%-17.2pp | 28.84%-12.8pp | 31.26%-15.3pp |
| Employer contribution / active EE | $3,649 | $4,412-17.3% | $6,427-43.2% | $2,728+33.8% |
| Participant deferral / active EE | $14,209 | $7,307+94.5% | $9,133+55.6% | $4,651+205.5% |
| Admin fee / account holder | -$116 | $256-145.3% | $13,898-100.8% | $433-126.7% |