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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,091 | $124,175-53.2% | $108,405-46.4% | $167,536-65.3% |
| Participation rate | 62.5% | 82.3%-19.8pp | 80.1%-17.6pp | 82.1%-19.6pp |
| Annual return | 11.82% | 1380.13%-1368.3pp | 905.55%-893.7pp | 478.82%-467.0pp |
| Employer contribution / active EE | $1,347 | $4,188-67.8% | $3,559-62.1% | $4,839-72.2% |
| Participant deferral / active EE | $9,605 | $6,908+39.0% | $6,563+46.4% | $6,342+51.4% |
| Admin fee / account holder | $312 | $9,457-96.7% | $7,297-95.7% | $12,315-97.5% |