Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,521 | $78,027-49.3% | $178,528-77.9% | $80,925-51.2% |
| Participation rate | 33.0% | 65.7%-32.7pp | 77.1%-44.1pp | 67.7%-34.7pp |
| Annual return | 15.73% | 18.09%-2.4pp | 27.11%-11.4pp | 35.65%-19.9pp |
| Employer contribution / active EE | $0 | $2,281-100.0% | $3,950-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,571 | $4,408-41.7% | $6,278-59.0% | $4,299-40.2% |
| Admin fee / account holder | $7,942 | $7,168+10.8% | $10,419-23.8% | $6,940+14.4% |