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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,386 | $95,415+247.3% | $185,851+78.3% | $85,851+286.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 19.78% | 23.59%-3.8pp | 122.11%-102.3pp | 318.63%-298.9pp |
| Employer contribution / active EE | $33,930 | $3,314+923.9% | $5,168+556.5% | $2,565+1222.6% |
| Participant deferral / active EE | $7,371 | $3,424+115.3% | $5,569+32.4% | $3,952+86.5% |
| Admin fee / account holder | $2,878 | $7,215-60.1% | $16,245-82.3% | $6,261-54.0% |