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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,344 | $87,841+72.3% | $133,981+13.0% | $62,891+140.6% |
| Participation rate | 66.1% | 83.4%-17.3pp | 87.1%-21.0pp | 69.3%-3.2pp |
| Annual return | 9.81% | 12.05%-2.2pp | 29.30%-19.5pp | 20.14%-10.3pp |
| Employer contribution / active EE | $0 | $3,483-100.0% | $5,211-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $7,940 | $4,812+65.0% | $6,282+26.4% | $3,203+147.9% |
| Admin fee / account holder | $536 | $5,371-90.0% | $9,324-94.3% | $4,296-87.5% |