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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,977 | $88,603+306.3% | $69,890+415.1% | $134,545+167.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -26.77% | 442.93%-469.7pp | 190.84%-217.6pp | 418.37%-445.1pp |
| Employer contribution / active EE | $32,797 | $3,236+913.6% | $2,560+1181.0% | $4,742+591.7% |
| Participant deferral / active EE | $18,438 | $4,771+286.5% | $3,848+379.1% | $6,401+188.0% |
| Admin fee / account holder | $6,139 | $10,443-41.2% | $6,267-2.0% | $11,431-46.3% |