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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,746 | $100,901-84.4% | $75,501-79.1% | $147,586-89.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 2.81% | 35.78%-33.0pp | 27.35%-24.5pp | 578.59%-575.8pp |
| Employer contribution / active EE | $6,635 | $3,253+103.9% | $2,352+182.1% | $4,876+36.1% |
| Participant deferral / active EE | $0 | $4,027-100.0% | $3,142-100.0% | $5,439-100.0% |
| Admin fee / account holder | $477 | $11,285-95.8% | $5,801-91.8% | $10,886-95.6% |