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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,171 | $85,766-8.9% | $136,298-42.6% | $70,126+11.5% |
| Participation rate | 80.4% | 74.2%+6.3pp | 81.9%-1.5pp | 69.5%+10.9pp |
| Annual return | 19.66% | 31.46%-11.8pp | 5156.27%-5136.6pp | 73.15%-53.5pp |
| Employer contribution / active EE | $3,589 | $2,966+21.0% | $4,696-23.6% | $2,343+53.2% |
| Participant deferral / active EE | $8,565 | $5,051+69.6% | $6,247+37.1% | $3,332+157.1% |
| Admin fee / account holder | $2,633 | $5,421-51.4% | $9,244-71.5% | $4,645-43.3% |