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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,831 | $165,399-84.4% | $149,745-82.8% | $158,982-83.8% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 9.91% | 348.34%-338.4pp | 276.72%-266.8pp | 302.99%-293.1pp |
| Employer contribution / active EE | $465 | $5,105-90.9% | $4,646-90.0% | $4,763-90.2% |
| Participant deferral / active EE | $5,159 | $7,183-28.2% | $6,843-24.6% | $5,983-13.8% |
| Admin fee / account holder | $1,411 | $10,811-86.9% | $9,312-84.8% | $11,252-87.5% |