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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $857,105 | $160,059+435.5% | $140,019+512.1% | $135,380+533.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -15.56% | 911.48%-927.0pp | 651.17%-666.7pp | 519.81%-535.4pp |
| Employer contribution / active EE | $22,803 | $6,420+255.2% | $5,605+306.8% | $4,779+377.2% |
| Participant deferral / active EE | $9,515 | $7,641+24.5% | $6,927+37.4% | $5,609+69.6% |
| Admin fee / account holder | $30,334 | $13,328+127.6% | $10,705+183.4% | $10,828+180.1% |