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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,234 | $152,612-53.3% | $125,192-43.1% | $152,897-53.4% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | -1.33% | 54.85%-56.2pp | 43.79%-45.1pp | 345.43%-346.8pp |
| Employer contribution / active EE | $2,310 | $4,947-53.3% | $3,866-40.2% | $4,764-51.5% |
| Participant deferral / active EE | $17,713 | $5,868+201.8% | $4,937+258.8% | $5,851+202.7% |
| Admin fee / account holder | $973 | $13,437-92.8% | $9,704-90.0% | $11,599-91.6% |