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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,997 | $87,733-5.4% | $106,554-22.1% | $85,851-3.3% |
| Participation rate | 68.4% | 71.9%-3.5pp | 76.1%-7.7pp | 69.3%-0.9pp |
| Annual return | 15.60% | 21.86%-6.3pp | 26.80%-11.2pp | 318.63%-303.0pp |
| Employer contribution / active EE | $2,678 | $2,073+29.2% | $2,819-5.0% | $2,565+4.4% |
| Participant deferral / active EE | $5,098 | $3,469+46.9% | $4,398+15.9% | $3,952+29.0% |
| Admin fee / account holder | $3,773 | $6,767-44.2% | $7,408-49.1% | $6,261-39.7% |