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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,705 | $94,529+72.1% | $140,019+16.2% | $64,173+153.5% |
| Participation rate | 86.7% | 84.1%+2.6pp | 87.5%-0.8pp | 69.6%+17.1pp |
| Annual return | -7.94% | 7.77%-15.7pp | 651.15%-659.1pp | 7.63%-15.6pp |
| Employer contribution / active EE | $13,804 | $3,812+262.1% | $5,605+146.3% | $2,381+479.8% |
| Participant deferral / active EE | $13,842 | $5,250+163.7% | $6,927+99.8% | $3,470+299.0% |
| Admin fee / account holder | $4,044 | $6,741-40.0% | $10,705-62.2% | $4,887-17.3% |