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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,096 | $44,850+5.0% | $60,547-22.2% | $59,633-21.0% |
| Participation rate | 97.3% | 59.5%+37.8pp | 68.0%+29.3pp | 68.7%+28.6pp |
| Annual return | -5.92% | 1074.14%-1080.1pp | 335.64%-341.6pp | 2041.47%-2047.4pp |
| Employer contribution / active EE | $1,662 | $1,462+13.7% | $2,419-31.3% | $2,203-24.5% |
| Participant deferral / active EE | $3,474 | $2,230+55.8% | $3,328+4.4% | $3,192+8.8% |
| Admin fee / account holder | $594 | $3,635-83.7% | $4,536-86.9% | $4,297-86.2% |