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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,517 | $176,105+6.5% | $159,474+17.6% | $167,536+11.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.35% | 331.91%-319.6pp | 263.68%-251.3pp | 478.82%-466.5pp |
| Employer contribution / active EE | $8,814 | $5,299+66.3% | $4,831+82.5% | $4,839+82.1% |
| Participant deferral / active EE | $13,000 | $7,751+67.7% | $7,353+76.8% | $6,342+105.0% |
| Admin fee / account holder | $12,921 | $12,559+2.9% | $10,802+19.6% | $12,315+4.9% |