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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,267 | $167,522+4.6% | $151,639+15.6% | $134,532+30.3% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.5%-7.5pp | 81.2%-1.2pp |
| Annual return | 13.72% | 7.81%+5.9pp | 3.34%+10.4pp | 418.27%-404.6pp |
| Employer contribution / active EE | $1,272 | $6,828-81.4% | $6,165-79.4% | $4,741-73.2% |
| Participant deferral / active EE | $7,100 | $8,986-21.0% | $8,363-15.1% | $6,401+10.9% |
| Admin fee / account holder | $69,004 | $13,780+400.8% | $11,613+494.2% | $11,429+503.8% |