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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,545 | $227,597-62.0% | $189,575-54.3% | $167,536-48.3% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.4%-3.4pp | 82.1%-7.1pp |
| Annual return | 78.09% | 78.44%-0.4pp | 64.19%+13.9pp | 478.82%-400.7pp |
| Employer contribution / active EE | $11,415 | $5,316+114.7% | $4,412+158.7% | $4,839+135.9% |
| Participant deferral / active EE | $7,336 | $7,002+4.8% | $6,174+18.8% | $6,342+15.7% |
| Admin fee / account holder | $427 | $11,877-96.4% | $9,806-95.6% | $12,315-96.5% |