Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,725 | $38,595-85.2% | $80,004-92.8% | $52,331-89.1% |
| Participation rate | 15.0% | 64.5%-49.5pp | 73.0%-58.0pp | 68.1%-53.1pp |
| Annual return | -3.64% | 2.04%-5.7pp | 7.63%-11.3pp | 4.54%-8.2pp |
| Employer contribution / active EE | $0 | $1,133-100.0% | $2,473-100.0% | $1,882-100.0% |
| Participant deferral / active EE | $388 | $2,318-83.3% | $3,204-87.9% | $3,022-87.2% |
| Admin fee / account holder | $908 | $304+198.4% | $5,033-82.0% | $592+53.5% |