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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,795 | $131,835-30.4% | $108,582-15.5% | $273,972-66.5% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 12.87% | -91.57%+104.4pp | -51.70%+64.6pp | 41.46%-28.6pp |
| Employer contribution / active EE | $11,659 | $4,913+137.3% | $3,758+210.2% | $4,869+139.5% |
| Participant deferral / active EE | $12,550 | $5,127+144.8% | $4,311+191.1% | $5,287+137.4% |
| Admin fee / account holder | $556 | $10,253-94.6% | $7,645-92.7% | $10,133-94.5% |