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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,851 | $199,109-12.7% | $173,730+0.1% | $154,746+12.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.10% | 20.02%-1.9pp | 19.96%-1.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,933 | $5,311-44.8% | $4,577-35.9% | $4,379-33.0% |
| Participant deferral / active EE | $10,247 | $7,113+44.1% | $6,326+62.0% | $6,730+52.3% |
| Admin fee / account holder | $701 | $20,916-96.6% | $17,523-96.0% | $14,365-95.1% |