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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,417 | $131,835-58.7% | $108,582-49.9% | $273,972-80.1% |
| Participation rate | 66.7% | 83.5%-16.8pp | 79.6%-12.9pp | 83.0%-16.3pp |
| Annual return | 7.56% | -91.57%+99.1pp | -51.70%+59.3pp | 41.46%-33.9pp |
| Employer contribution / active EE | $2,247 | $4,913-54.3% | $3,758-40.2% | $4,869-53.9% |
| Participant deferral / active EE | $4,922 | $5,127-4.0% | $4,311+14.2% | $5,287-6.9% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |