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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,658 | $184,014+0.3% | $161,149+14.6% | $138,895+32.9% |
| Participation rate | 92.9% | 82.1%+10.8pp | 78.8%+14.0pp | 79.9%+12.9pp |
| Annual return | 19.43% | 21.52%-2.1pp | 21.16%-1.7pp | 145.39%-126.0pp |
| Employer contribution / active EE | $5,569 | $5,055+10.2% | $4,360+27.7% | $4,194+32.8% |
| Participant deferral / active EE | $11,828 | $6,909+71.2% | $6,153+92.2% | $6,396+84.9% |
| Admin fee / account holder | $1,628 | $18,027-91.0% | $15,194-89.3% | $12,562-87.0% |