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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,877 | $106,005-68.0% | $92,239-63.3% | $147,585-77.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 3.99% | 50.05%-46.1pp | 176.29%-172.3pp | 578.58%-574.6pp |
| Employer contribution / active EE | $6,975 | $4,333+61.0% | $3,680+89.6% | $4,876+43.0% |
| Participant deferral / active EE | $4,720 | $4,478+5.4% | $3,897+21.1% | $5,439-13.2% |
| Admin fee / account holder | $38,107 | $6,333+501.7% | $5,194+633.7% | $10,886+250.1% |