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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,155 | $212,386+150.1% | $199,883+165.7% | $138,895+282.4% |
| Participation rate | 91.7% | 87.4%+4.3pp | 86.8%+4.9pp | 79.9%+11.7pp |
| Annual return | 15.35% | 47.75%-32.4pp | 43.81%-28.5pp | 145.39%-130.0pp |
| Employer contribution / active EE | $5,195 | $6,625-21.6% | $6,261-17.0% | $4,194+23.9% |
| Participant deferral / active EE | $16,546 | $9,617+72.0% | $9,138+81.1% | $6,396+158.7% |
| Admin fee / account holder | $12,435 | $18,233-31.8% | $17,268-28.0% | $12,562-1.0% |