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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,575 | $35,183-50.0% | $73,545-76.1% | $70,124-74.9% |
| Participation rate | 59.6% | 42.9%+16.7pp | 54.9%+4.7pp | 69.5%-9.9pp |
| Annual return | 21.37% | 26.90%-5.5pp | -15.16%+36.5pp | 73.14%-51.8pp |
| Employer contribution / active EE | $1,793 | $709+153.0% | $1,219+47.1% | $2,342-23.5% |
| Participant deferral / active EE | $2,451 | $1,220+100.9% | $1,806+35.7% | $3,332-26.4% |
| Admin fee / account holder | $1,625 | $2,302-29.4% | $2,320-29.9% | $4,645-65.0% |