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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,608 | $160,040+66.6% | $147,096+81.2% | $145,877+82.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.54% | 98.49%-83.0pp | 419.75%-404.2pp | 551.28%-535.7pp |
| Employer contribution / active EE | $5,181 | $5,289-2.1% | $4,936+5.0% | $4,663+11.1% |
| Participant deferral / active EE | $15,077 | $8,429+78.9% | $8,071+86.8% | $6,691+125.3% |
| Admin fee / account holder | $6,585 | $15,050-56.2% | $13,005-49.4% | $13,402-50.9% |