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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,692 | $175,259+46.5% | $149,723+71.4% | $139,487+84.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.23% | 166.82%-152.6pp | 134.50%-120.3pp | 373.84%-359.6pp |
| Employer contribution / active EE | $14,649 | $5,478+167.4% | $4,821+203.8% | $4,755+208.1% |
| Participant deferral / active EE | $11,733 | $6,522+79.9% | $5,682+106.5% | $6,713+74.8% |
| Admin fee / account holder | $14,727 | $16,158-8.9% | $13,215+11.4% | $11,407+29.1% |