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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $460,840 | $138,076+233.8% | $123,553+273.0% | $135,380+240.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.10% | 153.70%-156.8pp | 119.21%-122.3pp | 519.81%-522.9pp |
| Employer contribution / active EE | $15,967 | $5,152+209.9% | $4,628+245.0% | $4,779+234.1% |
| Participant deferral / active EE | $11,881 | $6,800+74.7% | $6,426+84.9% | $5,609+111.8% |
| Admin fee / account holder | $7,460 | $10,917-31.7% | $9,284-19.7% | $10,828-31.1% |