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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,305 | $181,896-87.7% | $156,551-85.8% | $273,972-91.9% |
| Participation rate | 50.0% | 88.4%-38.4pp | 84.0%-34.0pp | 83.0%-33.0pp |
| Annual return | 88.96% | 30.74%+58.2pp | 32.23%+56.7pp | 41.46%+47.5pp |
| Employer contribution / active EE | $6,409 | $6,248+2.6% | $5,501+16.5% | $4,869+31.6% |
| Participant deferral / active EE | $3,167 | $5,550-42.9% | $4,871-35.0% | $5,287-40.1% |
| Admin fee / account holder | $141 | $15,560-99.1% | $13,028-98.9% | $10,133-98.6% |