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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,292 | $160,028+117.6% | $147,080+136.8% | $145,884+138.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.88% | 98.60%-83.7pp | 420.17%-405.3pp | 551.85%-537.0pp |
| Employer contribution / active EE | $21,948 | $5,286+315.2% | $4,933+344.9% | $4,662+370.7% |
| Participant deferral / active EE | $43,895 | $8,422+421.2% | $8,066+444.2% | $6,690+556.2% |
| Admin fee / account holder | $4,729 | $15,030-68.5% | $12,989-63.6% | $13,392-64.7% |