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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,292 | $160,070+117.6% | $147,117+136.7% | $145,897+138.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.88% | 98.69%-83.8pp | 420.54%-405.7pp | 552.29%-537.4pp |
| Employer contribution / active EE | $21,948 | $5,285+315.3% | $4,932+345.0% | $4,663+370.7% |
| Participant deferral / active EE | $43,895 | $8,419+421.4% | $8,065+444.3% | $6,689+556.2% |
| Admin fee / account holder | $4,729 | $15,035-68.5% | $12,993-63.6% | $13,390-64.7% |