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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,651 | $85,766-58.4% | $136,298-73.8% | $70,126-49.2% |
| Participation rate | 80.0% | 74.2%+5.8pp | 81.9%-1.9pp | 69.5%+10.5pp |
| Annual return | 15.89% | 31.46%-15.6pp | 5156.27%-5140.4pp | 73.15%-57.3pp |
| Employer contribution / active EE | $3,303 | $2,966+11.4% | $4,696-29.7% | $2,343+41.0% |
| Participant deferral / active EE | $5,538 | $5,051+9.6% | $6,247-11.4% | $3,332+66.2% |
| Admin fee / account holder | $1,558 | $5,421-71.3% | $9,244-83.1% | $4,645-66.5% |