Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,196 | $75,183-79.8% | $123,894-87.7% | $55,167-72.5% |
| Participation rate | 8.9% | 72.8%-63.9pp | 81.4%-72.5pp | 69.0%-60.1pp |
| Annual return | -1.94% | 19.01%-21.0pp | 47.52%-49.5pp | 169.23%-171.2pp |
| Employer contribution / active EE | $0 | $2,823-100.0% | $4,617-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,018 | $5,084-80.0% | $5,984-83.0% | $3,054-66.7% |
| Admin fee / account holder | $1,060 | $663+60.0% | $8,357-87.3% | $504+110.4% |