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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,590 | $97,020+138.7% | $83,327+177.9% | $135,380+71.1% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.59% | 12.31%-19.9pp | 10.64%-18.2pp | 519.81%-527.4pp |
| Employer contribution / active EE | $12,800 | $4,144+208.9% | $3,379+278.8% | $4,779+167.8% |
| Participant deferral / active EE | $12,911 | $5,964+116.5% | $5,565+132.0% | $5,609+130.2% |
| Admin fee / account holder | $940 | $8,426-88.8% | $7,540-87.5% | $10,828-91.3% |