Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL DECISIONS2+ years Service code 13 · EIN 68-0236865 | Contract Administrator | $4,493 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $1,227 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,986 | $75,183+45.0% | $123,894-12.0% | $55,167+97.6% |
| Participation rate | 83.5% | 72.8%+10.7pp | 81.4%+2.1pp | 69.0%+14.5pp |
| Annual return | 9.61% | 19.01%-9.4pp | 47.52%-37.9pp | 169.23%-159.6pp |
| Employer contribution / active EE | $129 | $2,823-95.4% | $4,617-97.2% | $1,963-93.4% |
| Participant deferral / active EE | $12,499 | $5,084+145.8% | $5,984+108.9% | $3,054+309.2% |
| Admin fee / account holder | $24 | $663-96.4% | $8,357-99.7% | $504-95.2% |