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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,336 | $60,349+87.8% | $74,184+52.8% | $62,881+80.2% |
| Participation rate | 72.0% | 72.7%-0.7pp | 76.6%-4.6pp | 69.3%+2.7pp |
| Annual return | 9.44% | 21.38%-11.9pp | 17.74%-8.3pp | 20.14%-10.7pp |
| Employer contribution / active EE | $2,106 | $1,680+25.3% | $2,370-11.1% | $2,281-7.7% |
| Participant deferral / active EE | $11,160 | $2,856+290.7% | $3,550+214.4% | $3,203+248.4% |
| Admin fee / account holder | $16,700 | $4,261+291.9% | $5,586+199.0% | $4,296+288.8% |