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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,938 | $86,938+240.4% | $102,423+188.9% | $80,925+265.7% |
| Participation rate | 80.6% | 72.4%+8.3pp | 76.5%+4.1pp | 67.7%+13.0pp |
| Annual return | 21.13% | 18.89%+2.2pp | 29.42%-8.3pp | 35.65%-14.5pp |
| Employer contribution / active EE | $2,026 | $2,369-14.5% | $3,023-33.0% | $2,756-26.5% |
| Participant deferral / active EE | $14,711 | $4,120+257.0% | $5,054+191.1% | $4,299+242.2% |
| Admin fee / account holder | $6,382 | $8,053-20.7% | $9,455-32.5% | $6,940-8.0% |