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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $973,906 | $165,399+488.8% | $149,745+550.4% | $158,982+512.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 7.05% | 348.34%-341.3pp | 276.72%-269.7pp | 302.99%-295.9pp |
| Employer contribution / active EE | $10,549 | $5,105+106.7% | $4,646+127.1% | $4,763+121.5% |
| Participant deferral / active EE | $22,874 | $7,183+218.5% | $6,843+234.3% | $5,983+282.3% |
| Admin fee / account holder | $3,614 | $10,811-66.6% | $9,312-61.2% | $11,252-67.9% |