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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,745 | $85,766+81.6% | $136,297+14.3% | $70,124+122.1% |
| Participation rate | 78.6% | 74.2%+4.4pp | 81.9%-3.3pp | 69.5%+9.0pp |
| Annual return | 20.85% | 31.45%-10.6pp | 5156.19%-5135.3pp | 73.14%-52.3pp |
| Employer contribution / active EE | $9,448 | $2,966+218.5% | $4,696+101.2% | $2,342+303.3% |
| Participant deferral / active EE | $11,866 | $5,051+134.9% | $6,247+89.9% | $3,332+256.1% |
| Admin fee / account holder | $2,074 | $5,420-61.7% | $9,244-77.6% | $4,645-55.3% |