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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,561 | $162,136+93.4% | $152,301+105.9% | $154,746+102.6% |
| Participation rate | 76.9% | 84.1%-7.2pp | 82.4%-5.5pp | 80.7%-3.8pp |
| Annual return | 18.66% | 91.02%-72.4pp | 80.50%-61.8pp | 172.34%-153.7pp |
| Employer contribution / active EE | $289 | $4,890-94.1% | $4,624-93.7% | $4,379-93.4% |
| Participant deferral / active EE | $25,333 | $8,341+203.7% | $8,004+216.5% | $6,730+276.4% |
| Admin fee / account holder | $18,396 | $15,759+16.7% | $14,398+27.8% | $14,365+28.1% |