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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,193 | $75,541-44.1% | $152,093-72.3% | $82,637-48.9% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.81% | 32.56%-20.8pp | 66.36%-54.6pp | 53.51%-41.7pp |
| Employer contribution / active EE | $2,178 | $2,622-17.0% | $4,175-47.8% | $2,552-14.7% |
| Participant deferral / active EE | $2,739 | $3,206-14.6% | $5,451-49.8% | $4,126-33.6% |
| Admin fee / account holder | $4,458 | $6,405-30.4% | $14,497-69.3% | $7,339-39.3% |