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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,069 | $88,672+12.9% | $105,223-4.9% | $82,448+21.4% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 12.33% | 30.86%-18.5pp | 180.65%-168.3pp | 41.64%-29.3pp |
| Employer contribution / active EE | $16,553 | $3,048+443.1% | $3,689+348.8% | $2,551+548.9% |
| Participant deferral / active EE | $2,961 | $4,036-26.6% | $5,072-41.6% | $4,139-28.5% |
| Admin fee / account holder | $10,384 | $7,146+45.3% | $8,859+17.2% | $7,234+43.5% |