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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,794 | $81,504+8.9% | $102,437-13.3% | $80,959+9.7% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 6.68% | 25.60%-18.9pp | 24.95%-18.3pp | 35.67%-29.0pp |
| Employer contribution / active EE | $14,420 | $3,104+364.6% | $3,871+272.5% | $2,757+423.0% |
| Participant deferral / active EE | $2,917 | $3,871-24.6% | $5,060-42.4% | $4,300-32.2% |
| Admin fee / account holder | $2,449 | $6,719-63.6% | $8,388-70.8% | $6,925-64.6% |