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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,980 | $182,442+113.8% | $163,379+138.7% | $138,895+180.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 20.09% | 72.74%-52.6pp | 63.41%-43.3pp | 145.39%-125.3pp |
| Employer contribution / active EE | $9,322 | $4,159+124.1% | $3,752+148.4% | $4,194+122.3% |
| Participant deferral / active EE | $10,002 | $6,817+46.7% | $6,282+59.2% | $6,396+56.4% |
| Admin fee / account holder | $532 | $10,396-94.9% | $9,818-94.6% | $12,562-95.8% |